Folks, on average what are your insurance premiums to insure a 2014 Gran Turismo in NJ?
Thank you in advance
Thank you in advance
Thank you.Condon Skelly, 2013 GTS 11,000 miles on it.. Agreed value of $48,000. $576/year... Comes out to be $48 a month.... $1000 deductible... Drove it 4000 miles this year... Great deal
thank you2014 GT 4.7
53 years old
$155 a month
Here in the states we have websites like them but they spam our phones and emails with so much junk right after so its best to get a quote from one insurance agency at a time and keep third party spammers awayIn the UK we have price comparison web sites where you put in all your details and you get numerous quotes. When I renewed in July I had quotes between £880 and £3,400. You also need to check what is covered. My policy for example has Europe wide recovery which costs £250 if bought separately
I looked at Hagerty and Grundy, and while both offered good coverage at much better rates than what I had with Amica, I really took some time to read through their coverage plans and I found that they were not as complete as what I had with Amica. I'm an old Corvette guy (I've had 17 of them) and while I don't own one now, I decided to check with the National Corvette Museum Insurance Company and I was quoted a rate of $596 for the year, for agreed value coverage, with 3000 miles allowed. I have a $0 deductible on all portions of my coverage. NCM Insurance covers all collectible and exotic cars, but you must be aware that they require the covered car to be garaged and you must provide proof that you have a "daily driver" to use.I recently switched my car from USAA to Hagerty to save money (by allowing me to exclude my teenage daughter from the policy).
Unfortunately, yesterday I had a stone hit and chip the window. It is not cracked, but I just wanted to get it repaired. This would have been no charge with USAA as it is completely covered with no deductible. However, with Hagerty they only cover $60. The repair is $155 (additional $20 for onsite mobile service).
My "savings" by switching to Hagerty just got reduced by $95. Something to think about for others when they have claims.