this is what the warranty covers...take a look
here is the actual policy of covered/excluded items.....to me, it seems pretty comphrensive and just about covers what we need to worry about, for those who are skeptical, please read and share what you find as the potential downsides...
5853 Atlanta Highway #386, Montgomery, AL 36117 VEHICLE SERVICE CONTRACT (PREMIUM COVERAGE) TOLL FREE CLAIMS NUMBER: 888-748-9666 Fidelity Worldwide Corporation (“Provider”) agrees, subject to this contracts provisions, that it will pay the reasonable cost to remedy any failure of a Covered Component for the time or mileage, whichever comes first, as indicated on the contract application, for the vehicle and owner indicated on the contract application. This contract starts on the date that the owner of the vehicle (“Holder”) signs the application or when the manufacturers warranty expires. Our toll-free claims line is 888-748-9666. To make a claim, safely take your vehicle to a service center, and instruct them to call 888-748-9666 and we will complete the claims process from there. You are responsible for the deductible on the application page per repair. Covered Components
Premium Coverage covers the reasonable cost to remedy any operating mechanical or electrical failure of the vehicle, for the time indicated on the contract application, except as specified as excluded, subject to the provisions of this contract. Excluded Items: Rust damage, sheet metal, chassis frame, cross member, body rains, body panels, weather stripping, lights, tires, convertible or vinyl top components, molding, upholstery, paint, exhaust system, catalytic converter, hinges, keyless entry, brake drums, part seals, shock absorbers, batteries, carburetor, air and water leaks, wind noise, odors, squeaks and noises, contaminated fuel systems, bumpers, fluids, mounts, glass, time failed components, belts, hoses, a/c recharging, wear and tear items, clutches, dvd/navigation systems; and service/maintenance items.
Additional Conditions of Coverage This contract is not valid until Provider receives full payment and has approved the application. Post-purchase inspections shall be completed and returned to Provider prior to allowing a claim. No service or maintenance items, recalls or service bulletin items, pre-existing conditions as determined by Provider, consequential misuse, alterations, racing, or weather damage problems are covered. You agree to maintain the vehicle as the manufacturer recommends and to hold all service records for the vehicle for proof of maintenance. No claims are covered if any misrepresentation was made on any claim, inspection, or application for the service contract. Your satisfaction and goodwill are extremely important to us. While disputes are highly unusual, in the event one occurs, within 10 calendar days, submit a dispute in writing by certified mail. Provider will review the dispute and then each party will assign an ASE certified adjuster to review the claim and report findings within 5 business days. A disinterested umpire will review each adjusters findings and issue a final, binding decision within 15 days. This binding decision is a waiver of a trial or judgment. Provider liability shall not exceed the actual cash value of the vehicle. This contract void where prohibited by law, and additional state provisions may apply.
