[savvy.country.boy]

Moved this to the correct forum. Appreciate any feedback.

All - we managed to snag a 2016 QP GTS in perfect condition - 30K miles, inside impeccable, superbly fast, new tires, ceramic coated rims, hardly driven in years - and then a one-man-wrecking-crew known as "me" managed to wreck it against a curb and did 20-30K of damage to the car. Driver side air-bags deployed. Back left rim bent backwards into the axle, some scratch on the bumper - but that was literally it.

Verbally, the adjuster told me they worked with a Maserati dealership and the car is not a total loss as the repairs fit in the 25-40% of the value of the car. Most of the cost was the interior re-fix based on the air bags + the rim + axle + suspension work + replace or repaint the corner of the bumper.

When I got the estimate from Geico on-line, the actual estimate says around $7,000 which I know isn't going to cover this. Our Geico rep may have just put this into the system as a placeholder so he could get it towed to the dealership while he is on vacation for a week - not sure.

What tactics have everyone used to ensure your car is returned in the same exact perfect shape it was prior to the accident? I have pictures and video of everything on that car so I can prove it that way - but I think it might turn into a longer process than I want.

What do you think? Any advice? All that I'm doing right now is sicking my wife on them as she for-sure won't accept less than perfect - but that won't work forever.

Thanks much everyone for any advice. Literally the only damage you can visually see is in the picture below + imagine replacing all the pillars and canopy from the air bags deploying on one side.

Russ C.

 

[savvy.country.boy]

Update: Jim Ellis Maserati of Atlanta, Ga is doing the repairs.

 

[Cathengr]

Seems like you should get a couple of formal independent estimates and start fighting with insurance company that their estimate is inadequate.

 

[savvy.country.boy]

Final result on this - car ended up having frame damage so it's officially totaled. I got all the pictures showing the damage and I saw enough to not even want to pursue a second opinion on whether its totaled or not. Basically - due to air bags deploying and frame damage and $30K minimum charge to fix, they said the reason it was totaled was because even with the fix, it would be considered unsafe.

So, waiting on the settlement amount. We only had it 4 months and the average ACV I have is $36,000 to $40,000 which was the same when we bough it 4 months ago.

Ideally? based on condition + mileage + the new tires + new lights - it should be decently near what we paid for it.

We'll see - but what a shame I lost my baby

Russ C.